First National Bank

Fraud Shield — layered detection, running now

$14,337.00

stopped before it left your accounts — this week alone.

All 5 layers armed

Defense in depth

Five layers between fraud and your money

Check Integrity

2 held

Positive Pay match engine — payee, amount, check number, and duplicate presentment screening on every item, teller window included.

49 screened · 2 signals · 24h

ACH Debit Rules

3 held

Allow-lists and debit blocks evaluated before any ACH touches an account. Unknown originators never post.

161 screened · 3 signals · 24h

Behavioral Analytics

Armed

Velocity, amount deviation, and counterparty novelty scoring against 90 days of per-entity baseline.

519 screened · 1 signals · 24h

Credential Defense

Armed

Session fingerprinting, impossible-travel detection, and step-up MFA on sensitive actions.

74 screened · 0 signals · 24h

Network Intelligence

Armed

Cross-institution fraud consortium data — known-bad payees, mule accounts, and kited-check patterns.

65 screened · 0 signals · 24h

Wired to FNB Fraud Command

Every escalated signal opens a case on the bank's fraud desk in Fort Wright — a human analyst, on your side, within minutes. 3 cases active now.

View the bank's Fraud Command desk

868 items screened in the last 24 hours

Detection feed — as it happens

  1. Altered check held at teller window

    2h 4m ago

    Check #10241 issued to Tri-State Produce Co. for $1,847.20 presented as "Tri-State Produce LLC" for $8,147.20 at Williamson Main, window 2. HOLD placed in real time; exception raised to your queue.

    ESCALATEDAMOUNT_MISMATCH + PAYEE_VARIANCErisk 96.4TSRG OperatingFC-3101 at Fraud Command

  2. Duplicate presentment stopped in-clearing

    5h 2m ago

    Check #10198 (Cintas Corporation, $2,214.80) presented a second time. Original cleared on the 28th. Item held automatically — no funds moved.

    HELDDUPLICATE_PRESENTMENTrisk 91.0TSRG Operating

  3. Unauthorized ACH debit blocked — payroll account

    3h 31m ago

    Web-initiated debit of $3,975.00 from an unknown originator ("MERCH SVCS 8802") against TSRG Payroll. Account carries a full debit block; item never posted. Third attempt this week — origin bank contacted.

    BLOCKEDBLOCK_ALL_DEBITSrisk 84.2TSRG PayrollFC-3089 at Fraud Command

  4. Login challenge issued — geo anomaly

    6h 27m ago

    Sign-in attempt for a Hetzel Holdings user from an unrecognized device 1,400 miles from the last session, 41 minutes later. Step-up MFA required; attempt abandoned.

    HELDIMPOSSIBLE_TRAVELrisk 62.5

Screening live activity…